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金融睿智英语·沈素萍系列:金融与法律(汉英对照)(附光盘1张)

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金融睿智英语·沈素萍系列:金融与法律(汉英对照)(附光盘1张)

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本套系列丛书题材广泛,涵盖了众多不同类型的专题。从世界金融名家到金融危机,再到世界著名银行简史,还涉及了金融与法律、房地产金融及电子金融的不同领域,内容丰富,视角独特。该系列丛书均按照由浅入深、循序渐进的原则系统而连贯地编写完成。可作为系列金融英语读物和教材(含配套听力光盘),旨在帮助金融专业学生和金融从业人员在了解金融专业知识的同时,提高金融英语听说和阅读能力。
Content Description

内容涉及公司法、证券法、投资法、税法、反垄断法和反洗钱法等多个话题,在选材上以美国法律为主.以不同时期的著名案例为导引,重点介绍金融发达国家的法制历史和其应对复杂金融问题时所作出的改变。当前.中国金融市场正面临着历史性的发展机遇与挑战.美国成功的法律体系将为我们发展现代市场经济提供宝贵的经验。同时,通过中美两国的金融案例比较.来展现处于不同制度安排下的金融问题以及立法者的智慧。希望能引发读者关注社会现实.以更多的人文关怀和独立精神来思考社会问题。
Author Description

沈素萍,教授、博士,硕士生导师,曾任对外经济贸易大学英语学院副院长,主管本科英语教学,对外经济贸易大学国际商务英语研究所副所长。美国哈佛大学访问研究员,主要研究中外金融制度文化,从事高校大学英语及金融英语教学三十余年。近年来,专注于金融英语教学与跨文化的研究、主编了各类金融英语出版物四十余种,包括国家“十五”,“十一五”、“十二五”规划教材,北京市精品教材。带领的教学团队——“金融英语”课程教学团队被评为北京市精品课程,曾获教育部大学英语教学成果个人二等奖。现担任北京市高教学会大学英语研究会副理事长;中国财经院校外语教学研究会理事长;全国金融英语证书考试专家组成员;对外经济贸易大学国际商务英语学科带头人;对外经济贸易大学教育部教育与经济研究中心研究员;曾担任教育部MBA英语命题组专家成员;并参加中国人民银行人事司全员岗位英语考试教材编写等项目。

张安泽,毕业于美国华盛顿大学法学院,纽约州职业律师,主要从事美国知识产权法、保险法、信托法、公司法以及房地产法的服务,主要参编的出版物包括:《哈佛看中国——哈佛大学中国问题专家访谈活动之罗纳德,莱斯基教授访谈》,《国际商标的注册程序》和《香港法指南》。
Catalogue

Unit 1
Bank Supervision and Regulation
银行监管
Unit2
Investment Barrier
投资壁垒
Unit3
Insider/Trading
内幕交易
Unit4
Mutual Fund Scandal
共同基金丑闻
Unit5
M&A and Anti-M&A
并购与反并购
Unit6
Law of Bankruptcy
破产法
Unit7
IPO
首次公开募股
Unit8
Savings&Loans Crisis
存贷危机
Unit9
Anti-Money Laundry
反洗钱犯罪
Unit 10
International Organization for Anti-Money Laundry
反洗钱国际组织
Unit 11
Corporation Governance
公司治理
Unit 12
Embezzlement
侵占型犯罪
Unit 13
Misappropriation of Public Fund
挪用公款罪
Unit 14
Taxation and Law
税与法
Unit 15
Liechtenstein Scandal
列支敦士登丑闻
Unit 16
History of Competition Law
竞争法的历史
Unit 17
Foreign Exchange Currency Frand
外汇欺诈
Unit 18
Supervision and Regulation of Commodity Futures
商品期货监管
Reference
参考文献
Book Abstract

1.Mutual-fund Scandal 2003年美国共同基金丑闻,2003年美国证券业最轰动的事件是自9月开始的共同基金丑闻调查,而且至今没有平息的迹象。据美国《华盛顿邮报》和《纽约时报》等多家媒体9月5日报道,证交会(SEC)要求众多共同基金管理公司在9月15日之前提供其市场交易的详细情况。据《商业周刊》报道,证交会的调查涉及占据市场份额90%的888家基金管理公司。在不到3个月的时间里,40多名共同基金高级管理人员被迫离职。美国证交会的调查报告指出,这些共同基金管理公司的经纪公司主要通过延迟交易、择时交易、有选择披露信息等不当手段获利,使中小投资者遭受损失,其中有半数受调查公司存在择时交易问题。
2.New York’s Martin Act纽约州马丁法案为美国纽约州一般商业法,制定于1921年,该法案给予检察总长在调查金融弊案时,有额外的力量和权限。按照马丁法案,接受问案调查者没有权利协商和自我辩护。马丁法案曾数度修正强化内容,其罚责比多数州和联邦的证券法更严苛,对诈欺者可同时施以民事及刑事处罚。在美国,即使是美国证监会也只能对诈欺者采取民事处罚,比马丁法案赋予检察长的权限还低。马丁法案有别于联邦法,纽约州检察官无须证明嫌犯的犯意存在,检察总长甚至无须证明有价证券确实售予投资者。
3。Market Timing择时交易,证券市场中的套利者发现影响基金净值的基金投资组合中的证券在时间、价格等方面的获利机会,利用基金净值计算中的某些无效性,通过短期的申购和赎回操作获取利润的行为。也就是说,基金组合中的证券由于某种原因,其价值会发生较大变化,但因计算规则等方面的原因,基金净值并没有及时体现这一变化,使基金净值即买卖价格与其真实价值发生偏离,短期套利者利用这一机会以不合理的低价申购基金份额和以不合理的高价赎回基金份额。当基金的价格(净值)回归其价值时,再进行反向操作,就可以获取巨大的无风险收益。
4。Market Cycle市场周期,一般来说,市场周期分为四个阶段。积累期:这个阶段发生在市场衰退后,投资者经历了漫长的熊市,还没有从悲观失望中解脱出来,但专业的投资者却开始进行购买,因为他们预计市场最坏的情况已经结束,而价格将会进入另一升浪。上升期:在这个阶段,市场已经稳定了一段时间,逐渐认识到基本面即将好转,开始走高。卖出期:在市场周期的第三个阶段,卖方开始占据主导地位。周期的这个部分被认为是由前一阶段看涨的情绪转变成混合情绪的阶段。价格经常被锁定在一定的交易范围内,并且可以持续几个星期甚至几个月。下降期:经济基本面显著恶化,而且前景暗淡。尽管周期在市场中的存在总不是很明显。但对于聪明的投资者,积累期是购买的好时机,因为价值已经停止下降而所有其他人仍然看跌。这类型的投资者被称为逆向操作者,因为他们和当时正常的市场感知进行相反操作。这些人在市场进入价格升高期的最后阶段卖出,也就是通常所认为的在抛物线最顶点卖出。事实上,能够认识周期中不同阶段特点的投资者,才会尽可能地利用他们以达到盈利的目的。正确认识市场周期的每个阶段,并按照其特点进行投资,投资者将可大大增加获利机会。
……
Introduction

这本书是我利用业余时间学习和整理与金融有关的法律知识,对自己再学习的能力做的一次有益尝试。随着工作的深入和阅读的增长,我越来越深刻地体会到金融与法律的密切联系,没有完善的法制环境不可能孕育出发达的金融交易体系,而一个发达的金融交易体系必然会促成现代法制的健全。金融和法律制度作为现代文明的标志之一,承载着西方世界创新与妥协的价值理念,也体现了人类行为的无畏和理性。
我在选材上以美国法律为主,以不同时期的著名案例为导引,重点介绍金融发达国家的法制历史和其应对复杂金融问题时所作出的改变。之所以选择美国案例,是因为在漫长的发展过程中,美国金融交易体系逐渐形成了政府监管与行业自律相结合的管理模式,极大地促进了市场的高效运行和规范发展,成为世界各国竞相效仿的样板。当前,中国金融市场正面临着历史性的发展机遇与挑战,美国成功的法律体系将为我们发展现代市场经济提供宝贵的经验。同时,我也想通过美国的金融案例来展现处于不同制度安排下的金融问题及其立法者的智慧。
全书共分十八章,内容涉及公司法、证券法、投资法、税法、反垄断法和反洗钱法等多个话题。由于本书为英语系列读物之一,其宗旨以学习专业英语知识为主,故其法律内容并不代表相关行业的最新动态,请谨慎将其作为专业参考。最后,我想借此机会感谢对外经济贸易大学沈素萍教授的信任和邀请,感谢家人不懈的支持,感谢中国金融出版社孟威锋主任和杨敏编辑等的大力帮助。由于成书时间仓促,编写中的纰漏还望读者谅解。
张安泽
2013年春于纽约

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