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Jingdong book

金融创新：重塑未来世界的智财

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Books Economy World Economy

Jingdong book

金融创新：重塑未来世界的智财

Name: 金融创新：重塑未来世界的智财
Brand: Jingdong book
SKU: 3110009361
Price: 44.84 USD
Availability: OutOfStock

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世界上并不存在比金融更为强大的问题解决系统！然而以天使般面孔出现的金融创新，为何有时会变成嗜血的魔头？我们该如何守住金融创新的善意，真正发挥它强大的问题解决能力，改变世界？只有探求金融创新的本质，才能找准金融创新的方向。

Content Description

诺贝尔经济学奖得主、耶鲁大学经济系著名教授罗伯特·席勒
英国央行首席经济学家安德鲁·霍尔丹
中国银行业协会首席经济学家巴曙松教授联袂推荐
清华大学五道口金融学院副院长周皓教授

从古巴比伦到当代，金融史始终是一部动态创新的历史。
金融创新的历史，就是人类社会进步的历史。
金融业从业者和立志从事金融业的人士必读书。
了解金融本质，守护金融的善意，才能带来更美好的未来。

金融危机之后，金融业在公众心目中的形象一落千丈。尽管被百般诋毁，但金融依然能够做对社会有益的事，社会的发展进步离不开金融的助力。
安德鲁·帕尔默是《经济学人》杂志的金融记者，对于金融他有着深邃的洞察力和深刻的见解。在本书中，他有力地为金融正名。尽管金融产品会导致经济危机，但依然是利大于弊，我们不能因噎废食。今天我们面临着形形色色的社会矛盾，需要的金融创新反而比以往任何时候都多。因为无论是中小企业的融资困境、服刑人员的再就业、养老金的缺口，还是贫困人群的教育、医疗等社会问题，可能都需要金融创新的介入才能最大程度地被解决。
只有加强监管、尽可能规避各种风险，金融创新产品才不会沦为满足个人私欲的诈骗工具，金融才能发挥其本应有的善意，改变社会，为我们带来更美好的未来。

Author Description

安德鲁·帕尔默
自2007年在《经济学人》工作，2009年至2013年期间担任该杂志的金融编辑。他目前是《经济学人》的数据新闻负责人。他拥有伦敦经济学院国际关系专业的硕士学位，目前在伦敦生活。

Catalogue

互联网金融丛书序

前言一场完全颠覆了公众对金融业态度的危机 // 1
弃医从事金融业的谢帕德 // 3
对金融业所持有的两种普遍错误观点 // 5
本书的主要内容 // 7

第一部分从金融创新错误教训中走出来

第1章金融创新的历史 // 13
金融创新的最初形式：货币的诞生 // 13
更多金融工具的诞生 // 14
信息推动了金融的进步 // 19
数学对金融创新的巨大作用 // 26
铁路对金融业发展的巨大推动 // 29
工业革命时期的金融演进 // 32
金融的衍生品时代 // 34
从金融创新史得到的教训 // 37

第2章金融并非创新惹的祸 // 41
故障频发的金融业 // 41
金融创新的贡献与破坏性的两难问题 // 42
金融的标准化 // 44
追求标准化所带来的问题 // 46
作为金融创新的高频交易 // 54
当今资本市场所面临的问题 // 64

第3章世上最危险的资产：房地产 // 67
住房金融市场的颠覆者 // 67
都是房地产惹的祸 // 69
如何看待房地产的非理性繁荣 // 73
政客们对房地产的推波助澜 // 76
快速增长的金融业对总生产力增长的破坏性 // 77
奥德菲尔对房地产金融的破解之道 // 78
美国的房地产金融创新者 // 81

第二部分金融创新的善世之举

第4章社会投资领域的创新领跑者：社会影响债券 // 85
扭转他人命运的彼得伯勒社会影响债券 // 85
社会影响债券的推动者——罗纳德爵士 // 87
社会影响债券的引领者：英国 // 90
方兴未艾的美国社会影响债券 // 92
社会影响债券在社会项目中的潜力 // 93
政府如何打好社会影响债券这张牌 // 94
推动非政府机构对社会影响债券的资助 // 97
社会影响债券中的当事方之一：社会服务提供者 // 98
社会影响债券的当事方之一：投资者 // 99
社会影响债券的变体 // 100
对社会影响债券的另类声音 // 103
社会影响债券创新对解决社会问题的作用 // 104

第5章金融创新能让人幸福长寿吗 // 107
金融工程能够治愈癌症吗 // 107
“适应性市场假说”理论 // 108
药品开发的“超级基金”// 110
养老金的金融创新与长寿 // 115
经济人与智人 // 123
关于养老的金融创新 // 128
第6章权益与实现梦想的许可证 // 135
初创企业的融资难题 // 135
创业融资的解决之道：风投 // 137
革命性融资手段的最强推动力：众筹 // 138
人力资本的金融创新 // 147

第7章 P2P 借贷与金融的缺陷 // 159 第一个 P2P 借贷平台的诞生 // 159 P2P 借贷平台的多样性 // 161
P2P 借贷平台对金融风险的规避措施 // 163 P2P 借贷平台与银行既合作又相互竞争 // 169 P2P 借贷平台的风险管理 // 171

第8章普惠金融：触及边缘借款者的金融创新 // 175
用大数据攻克发薪日借贷的难题 // 175
为穷人提供的金融信贷解决方案 // 178
对基于关系的借贷方法的撼动 // 181
鼓励穷人储蓄的金融创新 // 182
对小企业施以援手的金融方案 // 187

第9章尾部风险：为灾难的概率定价 // 193
灾难预测算法大师 // 193
巨灾债券的诞生 // 195
流行病风险建模 // 199
量化灾难损失发生概率的方法 // 201
灾难风险建模对金融业的启示 // 202

结语金融业在未来将产生巨大善意 209
术语表 213

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