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Jingdong book

从零开始读懂投资理财学

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从零开始读懂投资理财学

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《从零开始读懂投资理财学》全面介绍了投资理财方面的知识,包括投资理财的方法方式、投资技巧等;全书深入浅出地阐述了投资学中的基本原理,语言通俗易懂,案例精辟,可让读者通过实践操作从中获利,同时也能提高对风险的规避,是一本投资必备的实用手册。
Content Description

投资理财不是一时冲动,不是投机取巧,也不是凭借运气,而是需要恒心,需要智慧,是每个人通过学习和实践才能掌握的一门学问,一门艺术。
《从零开始读懂投资理财学》以实用性和趣味性为原则,对投资工具的介绍全面细致,讲授道理深入浅出,通俗易懂;推荐的方法科学实用,切实可行;内容贴近生活,紧跟时尚,适合不同层次、不同类型读者的投资理财之需。相信通过阅读《从零开始读懂投资理财学》,你一定能轻松掌握有关投资和理财的知识和技巧,从而尽快踏上财富的增值之路。
Catalogue

第1章 计划课:要有自己的理财目标
简明易行的理财规划四部曲
钱能生钱,也能生出富人
尽早理财,尽早获利
如何作投资财务计划
设定理财目标
理财要考虑的其他问题

第2章 审查表:你现在的资产有多少
你有多少闲钱可以投资
你的财务是否陷入“亚健康”
财富亚健康成常态
财富亚健康五大人群
如何使你的财富保持健康

第3章 基础课:投资须知的金融常识
重视理财知识,掌握理财技巧
什么是泡沫经济
如何正确评价投资回报
了解投资的税务知识

第4章 必杀技:钱生钱的投资学原理
资金的时间价值原理
什么是复利
复利真的可行吗
正复利与负复利
投资的杠杆原理
投资市场的不可预测性
投资市场的波动原理
投资的安全边际
投资的洼地效应

第5章 提高班:投资须读懂宏观经济
大环境决定小投资
经济危机带来投资的良机
利率调整中的投资理财机会
汇率变化中的投资理财机会
失业率和投资的关系大吗
货币供应量对投资的影响
消费者物价指数对投资的影响
投资的风向标GDP
投资的黄金分割律

第6章 补充课:不可忽视的投资风险
什么是风险
从风险角度看理财
风险的种类
风险的成因
风险的度量与回避
降低风险
投资与风险伴随
巴菲特如何规避风险

第7章 股票投资基础:股票是大众投资工具
股票的概念
股票的内容
股票的性质
股息和红利的来源
股息与红利的发放方式
除权与除息
送红股的优势
配股的利弊
股息红利与投资回报
业绩增长与投资回报

第8章 股票操作技法:从人门到精通
选择市场性优异的股票
选择有潜力的低价股
新上市的股票要特别关注
选择强势产业的股票
分析炒作题材
顺势投资法
“拔档子”操作法
保本投资法
守株待兔法
以静制动法
加码买进匀低成本法
金融资产的投资三分法
分散投资组合法
按投资期限制定的比例组合法
试探性分开投资法
由风险情况制定的组合法
计划模式法

第9章 投资基金:适合的就是最好的
什么是基金
澄清基金的几个认识误区
基金品种大观
开放式基金和封闭式基金的区别
买基金就选“三好”基金
基金投资勿忘风险
长投心态战胜市场
如何掌握基金投资的方法
基金定投
投资共同基金
基金投资的四个价值点
买基金需掌握六点评估法则
投资基金的经验与教训
怎样判断基金的赚钱能力
理性看待基金排名
如何计算基金的总回报

第10章 房地产投资:买房还是租房
为何房地产投资吸引人
投资房地产的优势
投资房地产的弊端
住房投资的六种模式
房地产三大风险
哪些情况适合租房
选房要会“望、闻、问、切”
哪些房子更有升值潜力
哪些房地产是投资“雷区”
投资房地产,精品才抗跌
“房奴”如何理财还贷
买期房怎样付款合算
全装修房贷款如何办理
买二手房的细节问题
如何让二手房卖个好价钱

第11章 储蓄:懒人理财,永不落伍
认识储蓄
把握储蓄理财中的注意事项
你知道这些储蓄窍门吗
储蓄存款利息的计算方法
避免和减少存款本金损失的技巧
外币储蓄怎样划算
巧用信用卡

第12章 债券:风险较小,回报稳定
什么是债券
债券的种类
债券的性质和特征
债券的偿还
如何进行债券交易
怎样计算债券收益
债券投资时机的选择
债券投资的风险因素
债券投资风险的防范
债券基金肯定不会赔钱吗
投资债券讲策略
三个关键词帮你选择债券
债券信用是怎样评级的
国债基础知识

第13章 保险:转移风险,双利投资
保险,人生的防护墙
买保险与银行储蓄哪个划算
认识保险类别
人生各个阶段的保险规划
哪些人最需要买保险
自我诊断家庭保单
分红保险的分红奥秘
做好长期投资准备买保险
买保险时要注意抠细节
买保险的六要六不要
保险理赔注意事项
银行理财与保险理财有何不同

第14章 外汇:眼疾手快,用钱赚钱
外汇基础知识
汇率的概念及分类
外汇买卖操作技巧
获得合法外汇的十二种渠道
认识一下远期外汇交易
如何打理外汇资产
初学“外汇宝”须掌握三要点
个人外汇买卖指南
外汇投资误区

第15章 黄金:天然货币,永不贬值
炒黄金必备知识
影响黄金价格的因素
炒黄金能满足不同投资者需求
黄金理财的误区
第16章 收藏:爱好赚钱,两不相误
收藏热逐渐升温
收藏投资,先刷新观念
收藏投资有风险
古玩收藏攻略
艺术品小拍收益多
品牌货成为新潮收藏概念
Book Abstract

简明易行的理财规划四部曲每个人都希望过更好的日子,而不仅仅只是满足由生到老的基本生活需求而已。然而职业上的收入有限,因此,当财富累积到一定的程度后,理财的重点在于资产的保值和增值,也就是有效地运用财富,产生投资收益,让自己和家人过上更好的生活。
收益率可以告诉我们,今天的一元钱,20年后会变成更多倍钱。可是我们的现金流是流动的,我们在挣钱的同时也在花钱。
如果手里的现金时多时少,甚至出现断流,肯定感觉不舒服,因此,保证持续稳定的现金流是生活舒适的前提。我们不仅要通过投资赚到钱,更需要通过规划用好和保护好手中的钱。
理财规划可以使现金发挥最大的效用,同时实现财富最大化的保值和增值。
在国外,很多人都请专门的理财规划师为自己作完善的理财规划。目前,国内也有很多理财规划师为个人提供理财规划服务。
如果你不想请理财规划师的话,自己作规划也是可行的,只要你愿意花点精神与心力,了解如何有计划、有步骤、持续地执行与修正。简单地说,理财规划的内容可以分四个步骤进行。
一、设定理财目标当然,每个人的情况不一样,但一般为了能更清楚地划分,会有长、中、短期目标的不同。只要长期目标很确定,中、短期的安排就会很清楚,而且长期目标本身也要排好优先级,一一实现。
长期目标一般指的是从现在开始,一直到退休或死亡前想达成的财务目标,因此时间都是5年以上。
如有些人会希望孩子受大学教育,因此,必须累积足够的资金作为孩子的学费及生活费;有些人希望自己能在30岁前有资金而能另行创业,开创事业的第二春;有些人希望自己退休后能拥有可随心所欲支用的财富,不必向孩子索取生活费就能维持一定的生活水准;有些人希望能留给孩子一些固定或流动资产等。
这种目标可能会随个人或家庭阶段的不同而变化,因此,绝对需要分期设定、定期修正。
二、列出现有财务状况除了拟定未来的目标,还要检查自己现有的财富,两者之间的差距就要在这段时间内利用理财弥补赶上。
三、诊断现有财务状况将第二步骤搜集、整理好的资料,用理财的观点加以分析,找出自己的优势及弱势。例如:你是否日常生活中不经意的支出太多,既没有有效利用又累积成一笔可观的金额;你的投资是否和阶段性的目标相符;你是否没有将闲钱好好地规划而任通货膨胀将其价值侵蚀;如此种种,都应在这一步骤中弄清楚。
四、为现有财务状况开处方坐而言不如起而行,坐下来好好将上述三个步骤做完后,接下来可要身体力行了,否则一切只是纸上谈兵,不会让你的财富增加。例如:你是否应该将套牢的股票认赔卖出,得到一笔资金,去作其他更有报酬率的投资,如购买基金、交给专家来帮你投资;还可以用较优惠的费率通过网络购买,节省许多时间与投资成本;或者,最近新添了一位家庭成员,在保险方面可能金额不够,须重新购买或增加保额。
……
Introduction

“不懂投资又怎样?我们父母以前不都是这样过来的吗?”“哎呀,钱够用就好,吃多少穿多少自有天定,犯不着折腾。”“钱这玩意儿,想花就花!大不了老了之后,回老家种田去,照样活得开心!”虽然时代在变化,可抱有这种想法的人,还真是不少。大概是被“投资”这个词的专业性和琐碎性吓唬住了吧,很多人宁愿选择坐在电视机前喋喋不休地抱怨着“物价飞涨,钱不够花”,也不愿意抽出一点儿时间,去研究一下“让钱生钱”的方法。
是啊是啊,烦心的事已经够多的了,既然“我们的日子为什么这么难”已经成为一本畅销书的名字了,那我们绝对有理由不再瞎折腾让自己添堵。
可是,朋友啊,就在你一方面努力工作、节俭生活,另一方面随遇而安、混沌度日的同时,你的财富已经在不知不觉中从钱袋的漏洞溜走了——原本可以买一套一居室的钱,现在只能买一个卫生间了;原本每月薪水尚有盈余,现在快不够偿还信用卡上的欠债了。
俗话说:“人挣钱,累死人;钱挣钱,乐死人。
”要想解决这类问题,唯一的途径就是转变思维。勇敢面对必须让钱“生仔”的“任务”,学习科学的投资方法,并及时付诸行动。
投资是一门大学问。在投资过程中,财富是一串有弹性的货币化数字符号,可以极速暴涨,也可以瞬间消失。收益的大小不仅取决于大环境,更取决于对投资工具的选择和投资技巧的运用。投资不是专业人士的专利,只要你掌握了一定的技巧和方法,你也可以在投资世界里游刃有余。
事实上,每个人都希望能通过投资到达财富的天堂。但是,我们应该明白,投资不是一时冲动,不是投机取巧,也不是凭借运气,而是需要恒心,需要智慧,需要战胜自我的毅力和时间赛跑的比赛,是每个人通过学习和实践才能掌握的一门学问,一门艺术。所以,我们很有必要下大工夫钻研投资学,掌握其精髓。
知识改变命运,信念成就未来。本书以实用性和趣味性为原则,对投资工具的介绍全面细致,讲授道理深入浅出,通俗易懂;推荐的方法科学实用,切实可行;内容贴近生活,紧跟时尚,适合不同层次、不同类型读者的投资理财之需。相信通过阅读本书,你一定能轻松掌握有关投资的知识和技巧,从而尽快踏上财富的增值之路。


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Seller will ship the orders within 1-2 business days. The logistics time limit is expected to be 7-15 working days. In case of customs clearance, the delivery time will be extended by 3-7 days. The final receipt date is subject to the information of the postal company.

Yami Points information

All items are excluding from any promotion or points events on Yamibuy.com

Return Policy

You may return product within 30 days upon receiving the product. Items returned must be new in it's original packing, including the original invoice for the purchase. Customer return product at their own expense.

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About the brand

Jingdong book

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About the brand

Jingdong book