亚米精選

😈 Memories Kill: The first credit card

In the United States, if you need to apply for a loan or insurance, your credit history is an important reference. Then you need a credit card.


Even if you don't need a loan and don't intend to develop in the US in the future, you can still consider opening a credit card, because the US credit card sign-up bonus andcashback are pretty generous!


The advice for opening a card is the sooner the better!

I couldn't figure it out when I first came here, so I applied directlychase, and the second refuse.

Then was fooled by the clerk over there and opened debit. Debit's card and credit history have nothing to do with it! Although chasepay also works well p>


Beginners have no credit history, most banks will not care about you, and the banks that will care about you are very limited. It may be different in different states. It is strongly recommended here< span class="s2">Disvover!This is also my first credit card in the US p>


🌸Open the card and find a cardholder recommendation, you can get it50 Knife's sign-up bonus, you can leave a message to your email and I will send you the link🌸 p>


The card length is like this👇🏻

Not yetchip, only magnetic strips



It got better and better, and there were more and more card patterns to choose from...



Then I changed to a pink one, and the rate of return is super high! Especially whencashieris a girl😂< /p>



There are already a lot of credit cards out there, including the ones that are turned offdelta, a total of Have 14 credit cards. Although it is not as good as those big cows who are good at playing cards every day, but it is also an experienced novice😂

If you need help, you can ask me, YamiappIf you have any questions , I need to go back to the computer, it may be slower, but I will try my best😈



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亚米精選

😈回忆杀:第一张信用卡

在美国,如果你需要申请贷款,保险的话,信用记录是个很重要的参考标准。这时候就需要你有信用卡了。


就算你不需要贷款,也无意以后在美国发展,还是可以考虑下开信用卡哦,因为美国的信用卡开卡奖励和cashback都相当丰厚!


开卡的建议是越早越好!

我刚来的时候搞不清楚,直接申请了chase,秒拒。

然后被那边的clerk忽悠,开了张debit. Debit的卡和信用记录一毛钱关系都没有!虽然chasepay也很好用……


新手没有信用记录,大部分银行都是不会理你的,会理你的银行很有限,不同州可能不一样,在这里强烈推荐Disvover!这也是我在美国的第一张信用卡


🌸开卡找个持卡人推荐,你可以拿到50刀的开卡奖励哦,可以留言你的邮箱,我把链接发给你🌸


到手的卡长这样👇🏻

当时还没有chip,只有磁条



后来有越办越好,卡的图案可以选择的也越来越多……



然后我换了张粉色的,回头率超级高!尤其是当cashier是妹子的时候😂



现在已经有很多信用卡了,算上关掉的delta,一共拥有过14张信用卡。虽然比不上那些天天擅长撸卡的大牛,但也算是个有经验的小白了😂

有需要帮忙的可以问我哦,亚米app回复有问题,需要我去电脑上回,可能会慢一点,但是会尽我所能😈