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Jingdong book

女人不懂理财,注定辛苦一辈子(去梯言系列)

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★你不理财,财不理你,女人的幸福指数和她的财富指数是成正比的。
★女人要有财力,才能活出属于自己的美丽!女人有足够的经济力,生命才会有活力!
★女人的战场不只在厨房,也不是在卧室,而是在你的私人银行。越早开始理财,胜算的筹码越大。
★理财改变女人命运,会理财的女人最幸福,会理财的女人最优雅,会理财的女人最好命。
★杨澜、谢娜、舒淇、孙俪等明星真情提醒,提升女性生活品质的财富宝典。
★写给女人的第一本投资理财枕边书,教女人学会打理手中钱财,一辈子做个优雅幸福好命女。

Content Description

没有理财智慧的女人,永远都无法成为真正的好命女。不懂理财的女人也许会赚钱,但却守不住钱;也许会守钱,但却不知道如何让钱升值;也许懂得如何让钱升值,但却不懂得如何给自己的未来提供一份保障;也许懂得给自己提供一份保障,但却不懂得如何通过钱财让自己持久美丽……我们不要做这样的女人,我们要做既有钱又聪明的女人!
《女人不懂理财,注定辛苦一辈子》用丰富的案例和精彩的理论告诉大家:女人如何变有钱,如何快乐一辈子;如何用最小的投资换取最大的收益,用最低的成本打造最奢华的生活;做女人就要懂得理财,就要让自己活得更精彩,有财力的女人才能活出最好的自己。

Author Description

薄志红,70年代生人,现供职于一家国有上市银行,为多家报社、杂志社专栏撰稿人、特约记者,一直从事小本创业、投资理财研究。十几年来,已在《经济参考报》、《市场报》、《致富快报》、《意林》、《视野》、《商界》、《中国商人》、《经营者》、《老板》、《老板顾问》、《今日财富》、《知音·打工》、《启迪与智慧》、《思维与智慧》、《名人传记·财富人物》、《新智慧·财富版》、《光彩》、《致富时代》、《大众商务》、《生意通》、《西江文艺.财富经》、《成功之路》等知名创业类、财经类报刊杂志发表文章千余篇。出版有《小本创业赚大钱》《30年后,你靠什么养活自己》等畅销书。其理财、小本创业文章观点鲜明,借鉴性强,深受读者喜欢。a

Catalogue

第一章女人就是要有钱,有财力的女人活出优雅
读书趁年幼,致富要趁早
你的储蓄习惯是你的财富
聪明理财,做好个人的收支管理
不积小流,无以成江河
女人一定要给人生的财富做策划
聪明女性的理财方略
女人有钱,坏一点又何妨
不懂爱自己的女人是笨女人
珍惜身边的幸福
女人是靠男人活着还是靠自己活着

第二章一辈子做理财女王,让金钱为你打工
理财女一定要会定义幸福
有钱之前,先要有目标
工作中女人和男人一样优秀
发现女人的理财优势
多存本金是为了今后幸福
财务有计划,理财才科学
理财依据自身特点,切莫照搬照抄
理财贵在坚持,不要轻言放弃
不做守财奴,存钱不是生活的全部
能挣的不如会花的

第三章能挣钱也会花钱,过优质好生活
看透金钱本质,不做拜金女
“月光族”的理财计划
远离“月光族”,让财富从零开始积累
女性生理期会影响购物欲望
引导消费,别让商家占了你的便宜
常见的价格陷阱
防骗五锦囊
撩起打折的面纱
廉价消费要有度
优惠券,更“受惠”的是商家
轻松解决超市大采购
想买的东西请等3天
饮食中的节约艺术
聪明女人如何巧用信用卡

第四章新时代“薪”女性,掌握六大黄金存折
身价存折:美丽、金钱、快乐,我都要
实力存折:实力就是金钱
人脉存折:人脉就是财脉
友情存折:朋友就是资源
幸福存折:幸福与痛苦的街口,选择权在你自己
健康存折:不懂健康,难做美丽女人

第五章学会经营自己,获取迈向财富的通行证
明眸善睐是养出来的
珍爱自己的“面子”
衣着决定女人的成功与失败
没有丑女人,只有懒女人
从二十几岁到三十几岁,别让女人的年龄白长
经营自己的长处,把短处很好地包装起来
增加气质修养,让自己更加有魅力
女人永远不应该远离时尚
昂首挺胸做女人,肯定自己才能被人肯定
幸福的女人源于自信

第六章开源节流,做个“啬女郎”
节约1分钱,就是赚了1分钱
精打细算能省不少钱
把钱花在刀刃上
学会省下生活中不必要的开支
“买”的时候就要想到“卖”
购买商品“六不要”,女性朋友们不妨一试
开源亦要节流
节俭是财富的种子
“想要”的还是“需要”的
不选贵的,要选对的
永远不要讲排场乱开支
账本,告诉你钱去了哪里

第七章养成储蓄的习惯,攒下人生的桶桶金
你的储蓄习惯是你的财富
聪明理财,做好个人的收支管理
聪明女性,养成记账的好习惯
用好银行,服务自己
储蓄是投资的蓄水池
定期存款还是活期存款

第八章家庭理财知识,你了解多少
家庭理财步骤
婚后夫妻理财法则
协调夫妻双方薪水的使用
夫妻财产明晰、透明
理财的10%法则
低收入家庭投资理财方略

第九章职场女性,平衡好家庭与工作
合理分配时间和精力,工作家庭两不误
让友谊成为职场佳人的成功支点
绝对不能放弃的充电提升课
下班回家,一定记住进门前转换角色
照看孩子,你也能够拥有职场竞争力
努力创造更多的收入空间
“全职妈妈”的生财之道
子女教育理财规划

第十章聪明购买保险,忠实守候一生
投保要考虑年龄与职业
什么样的保险公司值得信赖
如何辨别保险经纪人的真伪
给自己买保险,完成美丽一生的梦想
如何给自己的丈夫上保险
给孩子投保,女人该做何选择
投保女性专属险,连带你的宝宝
发生理赔情况,女人该如何操作

第十一章从白领到老板,尝尝创业的滋味
看清楚自己的含金量
职场女性取得高薪的方法
女性升职要具备的六大特质
开间特色小店挣大钱
宠物经济时代到来,不要错过赚钱的机会
网上开店,当今时尚挣钱法
小本创业投资指南

Book Abstract

第二章 一辈子做理财女王,让金钱为你打工
你想变得有钱吗?想吧!如果想变得有钱,就请拿出一个本子,给自己列一个财务计划,不要让自己拿着钱混混沌沌过日子。正所谓“你不理财,财不理你”,所以,如果想要变得有钱,一定要有计划性地实施。

理财女一定要会定义幸福
会理财的女人,通常也能比别人更深刻地体会到幸福的含义。因为,理财女是理性的女人,同时也是聪明的女人,她们知道该如何打理自己的生活,知道应该如何安置好自己的家人,知道该如何规划自己的未来。
很多会理财的女人,通过理财感受到了一种切切实实的幸福。她们通过理财,在自己和家人的收入水平范围之内,把小日子过得丰富多彩、幸福无比。一个家庭,在客观条件一定的情况下,怎么过,过得如何,区别是很大的。俗话说,吃不穷,穿不穷,算计不到会受穷。说的正是这个道理。当然,日子过得如何,外人也许看不出来,毕竟每个家庭、每个人的习惯和他们所追求的生活目标是不一样的,标准自然也应当有所区别,只有当事人感觉到满意了、开心了,日子才算是过好了。会过日子的女人,她能够把小家庭的一切繁杂事务计划得周全,哪怕是再紧巴的日子,也能过得很像模像样,一切事物井然有序,该做什么做什么,似乎都在掌控之中。
我们都知道,日子不是混的而是过的,幸福不是想的而是营造的;明天不是昨天成绩的延续,而是今天付出的回报。
有的女人,的确也很会理财,但是,却不懂得幸福的含义,总是因为钱和丈夫吵架,因为觉得对方没付或者少付了该付的那份家庭开支。这类女人在节省开支的时候不是想着家庭也不是想着孩子,而是想着为自己多准备点储蓄金好让自己不会一无所有。
最终,这些女人失去了家庭,失去了爱,失去了自由,失去了美丽。失去幸福,是因为这些女人不懂家庭幸福的概念里,不应该有斤斤计较,不应该有自私自利,不应该有忐忑不安,取而代之的应该是从容、快乐、经营、温馨这些词汇。
如果说,能够在自己的经济水平之内把小日子过得精彩是一种幸福,那么,还有一种幸福也是女人不可缺少的,那就是完成自己的梦想!
很多女人在为人妻、为人母之后,就伟大地舍弃了自己曾经的梦想,任时间无情地将自己催老。其实,真正懂得幸福含义的女人知道,这一辈子需要为自己活一把,需要努力实现自己的梦想。
女人需要有自己的梦想,需要用梦想的实现来体现自己的人生价值。同时,女人更需要爱!
女人理财,不是为了理财而理财,而是希望通过理财让自己的爱变得更丰盈。女人希望通过理财,让家人过得更快乐;希望通过理财,让爱人过得更加顺利。被别人的爱包围着是一种幸福,去追求自己爱的也是一种幸福,彼此的相互倾慕是幸福,厮守一生也是幸福的。只要有爱,女人的幸福就不会那么干涩,女人的幸福也不会那么短暂和浅薄。

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Jingdong book