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Jingdong book

金融教材译丛:商业银行管理(原书第9版)

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《金融教材译丛:商业银行管理(原书第9版)》是一本极具代表性的国际金融著作,它系统介绍了现代商业银行经营管理的基本原则、主要方法和最新发展。对美、日、德等发达国家银行业混业经营的争议、非银行金融机构对银行业的渗透、金融控股公司在整个银行业咄咄逼人的竞争态势、新型不动产抵押贷款和新型服务交付工具的应用与扩张、各国央行地位和作用的变化、《巴塞尔协议》对金融风险监管政策的变化等都做了详细的探讨。《金融教材译丛:商业银行管理(原书第9版)》精心设计了大量的案例、习题及趣味性内容,是前8版基础上的提升与升华。
《金融教材译丛:商业银行管理(原书第9版)》适用于高校金融专业师生、金融从业人员以及金融爱好者。
Catalogue

译者序
作者简介
前言
教学建议

第一部分 银行业务及金融服务管理简介
第1章 变化中的金融服务部门概览
1.1 什么是银行
1.2 金融系统以及竞争性金融机构
1.3 银行与其竞争者向公众提供的服务
1.4 影响所有金融机构的主要趋势:危机、变革、转变
1.5 本书框架
本章小结
关键术语
习题
附录1 A银行业和金融服务部门的
就业机会
第2章 政府政策及监管对银行业和金融服务业的影响
2.1 银行监管
2.2 主要的银行法规
2.3 21世纪出现的新法律和法规:《多德-弗兰克金融改革法案》《巴塞尔协议》和世界各地的其他规则
2.4 对与银行竞争的非银行金融机构的监管
2.5 中央银行体系对银行及其他金融机构决策和政策的影响
本章小结
关键术语
习题
附录2 A中央银行的货币政策:2007~2009年的大萧条及两大目标
第3章 银行及金融服务业的组织与结构
3.1 商业银行业的组织与结构
3.2 银行公司的组织结构
3.3 银行业组织结构和类型概览
3.4 跨州银行业以及1994年的《瑞格尔-尼尔跨州银行和分行效率法案》
3.5 两种适应21世纪的银行组织类型:金融控股公司和银行子公司
3.6 兼并和收购正在重塑金融服务部门的组织结构
3.7 银行主要竞争者组织结构的变化
3.8 规模与效率:大型金融机构能以更低的成本经营吗
3.9 金融机构的目标及其对经营成本、效率和业绩的影响
本章小结
关键术语
习题
第4章 设立银行、分支机构、自动柜员机以及开通电话银行服务和网上银行业务
4.1 特许设立新金融服务机构
4.2 美国银行特许程序
4.3 监管机构经常向新设银行的创建者提出的问题
4.4 决定申请银行许可证的主要考虑因素
4.5 新特许设立银行的数量和特点
4.6 新设金融机构的业绩
4.7 设立全方位服务分支机构:选址与设计
4.8 自动有限服务设施的设立和监管
4.9 家庭银行与办公室银行
4.10 未来金融服务设施
本章小结
关键术语
习题

第二部分 金融机构的业绩和财务报表
第5章 银行及其主要竞争者的财务报表
5.1 银行资产负债表和利润表概述
5.2 资产负债表(经营状况报表)
5.3 利润表的构成
5.4 主要非银行金融机构的财务报表
5.5 财务报表的主要特点
本章小结
关键术语
习题
附录5A 金融服务业的信息来源
第6章 银行及其主要竞争对手绩效的测量与评估
6.1 银行绩效评估
6.2 银行主要竞争对手的绩效指标
6.3 规模对绩效的影响
本章小结
关键术语
习题
附录6 A利用财务杠杆和其他分析工具追踪金融机构绩效:银行业绩统一报告和银行控股公司绩效报告

第三部分 资产-负债管理技术与风险规避
第7章 变动利率风险管理:资产-负债管理和久期技术
7.1 资产-负债管理策略
7.2 利率风险:最严峻的管理挑战之一
7.3 利率风险规避的目标之一
7.4 作为风险管理工具的久期概念
7.5 利用久期规避利率风险
7.6 久期缺口管理的局限性
本章小结
关键术语
习题
第8章 金融期货、期权、互换和其他风险规避工具在资产-负债管理中的运用
8.1 衍生合同的使用
8.2 金融期货合约:以事先确定的价格在未来进行证券交易
8.3 利率期权
8.4 银行期货和期权交易的规定与会计准则
8.5 利率互换
8.6 利率上限、利率下限与利率上下限
本章小结
关键术语
习题
第9章 使用资产支持证券、贷款出售、备用信用证与信用衍生工具进行风险管理
9.1 贷款及其他资产的证券化
9.2 出售贷款用以筹集资金和降低风险
9.3 备用信用证可降低不支付或不履约的风险
9.4 信用衍生工具:降低资产负债表上信用风险敞口的合约
本章小结
关键术语
习题

第四部分 银行及其主要竞争者的投资组合与流动性头寸管理
第10章 银行的投资功能与金融服务管理
10.1 金融机构可以利用的投资工具
10.2 常见的货币市场投资工具
10.3 常见的资本市场投资工具
10.4 近年来出现的投资工具
10.5 银行实际持有的投资证券
10.6 影响投资证券选择的因素
10.7 投资期限策略
10.8 期限管理工具
本章小结
关键术语
习题
第11章 流动性与准备金管理策略及政策
11.1 流动性的需求和供给
11.2 为什么金融机构要经常面对重大的流动性问题
11.3 流动性管理策略
11.4 预测流动性需求
11.5 法定准备金和货币头寸管理
11.6 选择准备金来源的影响因素
11.7 全球央行的准备金要求
本章小结
关键术语
习题

第五部分 银行及其主要竞争者对资金来源的管理
第12章 存款服务的管理和定价
12.1 存款机构提供的存款服务类型
12.2 不同类型存款的利率
12.3 存款相关服务的定价
12.4 存款的成本加利润定价法
12.5 采用边际成本确定存款利率
12.6 有条件的存款定价(价格表定价)法
12.7 基于与客户整体关系的存款定价法
12.8 基本(生命线)银行服务:对低收入客户的重要服务
本章小结
关键术语
习题
第13章 非存款负债的管理
13.1 负债管理和客户关系原则
13.2 可利用的各种非存款资金来源
13.3 其他非存款资金来源的选择
本章小结
关键术语
习题
第14章 投资银行业务、保险及其他
费用收入来源
14.1 投资银行业务
14.2 投资产品销售
14.3 费用收入来源之一:信托服务
14.4 保险相关类产品的销售
14.5 金融服务多元化的好处
14.6 金融机构内部的信息流
本章小结
关键术语
习题
第15章 资本管理
15.1 资本的职能
15.2 资本和风险
15.3 资本的类型
15.4 银行史上的一个重大问题:究竟需要多少资本
15.5 关于国际资本标准的《巴塞尔协议》:发达国家之间不断发展的历史性协议
15.6 美国资本标准的变迁
15.7 如何满足资本要求
本章小结
关键术语
习题

第六部分 为企业和消费者提供贷款
第16章 贷款政策与程序
16.1 贷款的种类
16.2 信贷监管
16.3 贷款的程序
16.4 信用分析:优良贷款的决定因素
16.5 贷款客户的信息来源
16.6 典型贷款协议的构成
16.7 贷款审查
16.8 问题贷款处理
本章小结
关键术语
习题
第17章 企业贷款和定价
17.1 企业贷款简史
17.2 企业贷款的种类
17.3 短期企业贷款
17.4 长期企业贷款
17.5 企业贷款申请分析
17.6 客户财务报表的财务比率分析
17.7 比较企业客户的绩效与其所在行业的整体绩效
17.8 根据企业财务报表编制现金流量表
17.9 企业贷款定价
本章小结
关键术语
习题
第18章 消费信贷、信用卡和房地产贷款
18.1 个人和家庭贷款的种类
18.2 消费信贷的特点
18.3 消费信贷申请评估
18.4 消费信贷申请范例
18.5 消费信贷的信用评分
18.6 消费信贷适用的法律法规
18.7 房地产贷款
18.8 新的联邦破产法规
18.9 消费信贷和房地产贷款定价:贷款利率及其他条款的
确定
本章小结
关键术语
习题

第七部分 未来金融业的全球管理
第19章 金融服务业中的收购与兼并
19.1 兼并方兴未艾
19.2 金融服务业内兼并迅速发展的动因
19.3 选择合适的兼并对象
19.4 通向增长的兼并之路
19.5 完成兼并交易的方式
19.6 美国的银行兼并法规
19.7 欧洲与亚洲银行兼并新规则
19.8 如何成功兼并
19.9 金融机构兼并的研究
本章小结
关键术语
习题
第20章 国际银行和银行金融服务业的未来
20.1 国际银行的组织形式
20.2 国际银行监管
20.3 银行在国际市场上提供的服务
20.4 国际银行未来面临的问题
20.5 银行和金融服务业的未来
本章小结
关键术语
习题
术语表
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Jingdong book