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Jingdong book

互联网金融大格局 金融跨界 传统变革 实战剖析

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互联网金融大格局 金融跨界 传统变革 实战剖析

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1.紧跟时代热点,普及互联网金融知识。互联网金融是当下热点,金融业未来发展趋势,有着广阔的市场前景。
2.满足读者需求,专为读者而作。本书内容全面、通俗易懂,适合普通大众阅读。只要是渴望阅读此类书籍的人士均可选来阅读。
3.观点明确、案例丰富。作者在书中详细地阐述了自己的观点,同时给予丰富的案例说明,既能加深读者的理解,又能参考借鉴。
4.图文并茂,阅读更直观。本书配有丰富的插图,凡是能配图说明的地方都带有图表,可以让读者的阅读更直观。
5.理论+方法,极具实用性。本书采用理论+方法的讲述方式,相比较其他书而言,更具实操性,也更能吸引和指导读者。
Content Description

当前,无论是国内经济还是世界经济,都已经进入了深度转型调整期,作为一种新的经济形态,互联网金融改革与创新势在必行。企业也好,个人也罢,都逃不过互联网金融浪潮的冲击。面对新一轮的金融革命,我们应该如何应对?
为此,我们专门编写了这本书。《互联网金融大格局 金融跨界 传统变革 实战剖析》以互联网金融为核心,分别从传统经济现状、互联网金融跨界、传统银行之变、金融服务平台、互联网金融模式、互联网理财产品、互联网金融的未来等方面入手,内容涵盖互联网支付、理财、社交、电商、大数据、众筹、网贷、商业架构等,全面、细致地为读者解读互联网金融的前世今生与未来发展。书中既有通俗易懂的互联网金融知识,又有丰富、详实的精彩案例,旨在让读者从很直观的角度、用极简洁的方式、花极少的精力读懂互联网金融,并从中获益。
Author Description

崔荣光,毕业于扬州大学政法学院。从2006年6月进军互联网金融界,曾担任太平人寿保险公司江苏分公司培训讲师,负责全省的培训工作,为金融单位高端客户进行理财培训,获得社会一致好评。先后荣获总公司“品质管控先进个人”、分公司“服务明星”和“先进个人”称号,得到业内一致好评。后长期致力于互联网和金融方面的理论研究与实践工作,多次提出互联网时代下企业的发展策略及实战法则,帮助许多知名企业成功转型。
Catalogue

Part1当金融邂逅互联网/成为赚钱最快的行业
1.1 C经济时代已经到来 | 002
1.2 传统金融的发展现状及需求 | 004
1.3 互联网金融的现状 | 007
1.4 探寻互联网金融的本质 | 008
1.5 掌握互联网金融的优势 | 011
1.6 消费特征鲜明的互联网金融 | 014
1.7 拆解互联网金融的商业架构 | 016
1.8 国内外互联网金融的大趋势 | 019

Part2黑天鹅出现/互联网金融的跨界场景
2.1 跨界场景带来的变化 | 030
2.2 金融坏账率的量变与质变 | 033
2.3 互联网金融+产业场景 | 035
2.4 互联网金融+大数据场景 | 036
2.5 互联网金融+社交场景 | 038
2.6 互联网金融+零售类场景 | 040

Part3转角遇到新机遇/传统银行的变革与创新
3.1 各大银行的传统理财产品之变 | 044
3.1.1 工商银行:互联网金融营销中心 | 044
3.1.2 农业银行:1+4金融产品战略布局 | 046
3.1.3 建设银行:锁定三大渠道 | 049
3.1.4 招商银行:贷款新模式 | 051
3.1.5 平安银行:新常态全景图 | 053
3.1.6 民生银行:直销银行领跑互联网金融 | 056
3.2 移动金融成互联网金融主力军 | 058
3.2.1 移动金融魅力何在 | 059
3.2.2 移动金融暗战迭起 | 061
3.2.3 手机银行的成长及未来 | 064
3.2.4 手机银行风险解析 | 067
3.2.5 移动金融的未来 | 069
3.3 微信银行开启银行业务新入口 | 071
3.3.1 迎战互联网金融 | 071
3.3.2 社交工具转型理财渠道 | 073
3.3.3 微信银行的巨大潜力 | 076
3.3.4 微信银行的业务拓展 | 077
3.3.5 野心勃勃的微信银行 | 078
3.3.6 当心公共Wi-Fi的陷阱 | 080

Part4平台制胜时代/金融服务平台的崛起
4.1 支付平台 | 084
4.1.1 站在互联网金融的暴风口 | 084
4.1.2 移动支付进军O2O | 086
4.1.3 红包引出的支付场景大战 | 088
4.1.4 生物支付引爆互联网金融 | 090
4.2 理财平台 | 092
4.2.1 聚集市场信息 | 092
4.2.2 用户体验为王 | 093
4.2.3 发掘渠道价值 | 094
4.2.4 淘宝理财,在网店上理财 | 095
4.2.5 百度财富,从资讯中理财 | 099
4.2.6 天天基金网,像逛超市一样理财 | 102
4.3 社交平台 | 105
4.3.1 聚人气也是聚财气 | 105
4.3.2 社交金融的爆炸式传播 | 106
4.3.3 微信,小平台凝聚多种金融服务 | 107
4.3.4 新浪微财富,发微博就能购基金 | 109
4.3.5 平安壹钱包,生活中的赚钱神器 | 111
4.4 电商平台 | 113
4.4.1 互联网的入侵 | 113
4.4.2 国内与国际的激烈碰撞 | 115
4.4.3 电商完全融入生活 | 117
4.4.4 C2C平台,消费者之间的电子商务 | 118
4.4.5 B2C平台,商对客的零售学问 | 119
4.4.6 O2O平台,线上、线下大融合 | 121
4.4.7 B2B平台,企业之间的商务交易 | 122
Part5群雄并起/互联网金融模式大起底
5.1 第三方支付 | 126
5.1.1 第三方是何许人 | 126
5.1.2 解读第三方支付平台的运营模式 | 127
5.1.3 第三方支付的特点 | 129
5.1.4 支付宝,网购支付的领头羊 | 130
5.1.5 财付通,下一站财富 | 132
5.1.6 银联在线,“老大哥”再发力 | 133
5.1.7 拉卡拉,支付“多面手” | 134
5.1.8 快钱,快速连通线上、线下 | 135
5.1.9 汇付天下,高效支付专家 | 136
5.2 P2P网贷 | 138
5.2.1 全面认识P2P网贷 | 138
5.2.2 P2P网贷的野蛮生长 | 140
5.2.3 P2P网贷对民间借贷的影响 | 143
5.2.4 推进“影子银行”市场化 | 144
5.2.5 P2P网贷的安全与风险 | 145
5.2.6 P2P网贷未来走向何方 | 149
5.3 大数据金融 | 152
5.3.1 大数据催熟互联网金融 | 152
5.3.2 金融模式的新冲击 | 155
5.3.3 冲破金融信息孤岛 | 157
5.3.4 玩转大数据金融 | 160
5.3.5 大数据金融的风险 | 161
5.4 众筹 | 166
5.4.1 众筹不是凑份子 | 166
5.4.2 是创新还是噱头 | 168
5.4.3 众筹运营机制多样化 | 170
5.4.4 火爆众筹下的创业之路 | 174
5.4.5 看房产如何玩众筹 | 176
5.4.6 众筹未来的七大趋势 | 178
5.5 信息化金融机构 | 181
5.5.1 解读金融信息化历程 | 181
5.5.2 传统业务转型电子化模式 | 183
5.5.3 中小金融机构如何“逆袭” | 185
5.5.4 金融服务“竞技场”转移 | 186
5.5.5 信息化金融机构的未来趋势 | 187
5.6 互联网金融门户 | 191
5.6.1 创业者与巨头的对抗 | 192
5.6.2 理财类门户,满足用户理财需求 | 194
5.6.3 信贷类门户,直接对接金融机构 | 195
5.6.4 保险类门户,提高增值服务水平 | 196
5.6.5 综合类门户,全面发展也要“精” | 197
5.6.6 在“风险”中一路向前 | 197

Part6E路财富/细数互联网理财产品
6.1 余额宝,支付、理财更灵活 | 202
6.2 理财通,微信理财很便捷 | 204
6.3 现金宝,功能多、理好财 | 205
6.4 活期宝,收益秒杀活期存款 | 207
6.5 零钱宝,随用随取无杂费 | 208
6.6 百度理财,更多金融需求 | 210
6.7 京东小金库,京东理财超便利 | 211
6.8 虚拟货币,风险与收益的抉择 | 213

Part7站在风口上/看得见的“黄金”未来
7.1 互联网金融的风险与挑战 | 218
7.2 小微企业的未来融资之路 | 222
7.3 证券投资领域的“蓝海” | 225
7.4 互联网金融的未来竞争 | 227
7.5 下一个“黄金十年” | 228

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